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  • RATES
  • LOANS
  • RATES EFFECTIVE 5/1/2013
New and Used Autos
Year Max Term As Low As
2013-2012 Up to 36 Months 1.89 APR*
Up to 48 Months 2.49 APR*
Up to 63 Months 2.59 APR*
Up to 66 Months 2.59 APR*
Up to 75 Months 2.99 APR*
Up to 84 Months 3.99 APR*
2011 Up to 63 Months 2.59 APR*
Up to 66 Months 2.59 APR*
Up to 75 Months 2.99 APR*
2010-2009 Up to 66 Months 2.59 APR*
Up to 72 Months 2.99 APR*
2008 Up to 60 Months 2.59 APR*
Up to 66 Months 2.59 APR*
2007-2006 Up to 54 Months 2.59 APR*
Up to 60 Months 2.59 APR*

Signature Loans
Term As Low As
24 months 9.49% APR*
36 months 9.99% APR*
48 months 10.24% APR*
60 months 10.49% APR*
Ready Credit Loan
Maximum Amount Annual Percentage Rate (APR)

$500.00 to $5000.00

 11.50% APR*

Share Secured Loan and Share Certificate Secured Loan
Loan Type Annual Percentage Rate (APR)

Share Secured Loan

 4.75% APR*

Share Certificate Secured Loan

 2.50% greater than Share Certificate Rate

Credit Cards
Card Type Annual Percentage Rate (APR) Annual Fee

Platinum MasterCard

 7.99% APR* $0

Gold MasterCard

 9.99% APR* $0

Regular MasterCard

 11.50% APR* $0

Share Secured MasterCard

 12.00% APR* $0

Recreational Vehicles
Maximum Term As Low As
Up to 48 months 5.24 APR*
Up to 60 months 5.49 APR*
Up to 84 months 5.74 APR*
Up to 120 months 5.99 APR*
Up to 180 months 6.49 APR*

Mortgage Loans
As determined by Colonial Mortgage/Fannie Mae/PECU


Home Equity Loans
Maximum Term As Low As
Up to 5 years 3.29 APR*
Up to 10 years 3.49 APR*
Up to 15 years 4.34 APR*
Up to 20 years 4.34 APR*

Motorcycle and Scooter Loans
Year Max Term As Low As
2013-2012 Up to 63 months 3.95% APR*
Up to 66 months 3.95% APR*
Up to 72 months 4.39% APR*
2011-2010 Up to 63 months 4.95% APR*
Up to 66 months 5.14% APR*
Up to 72 months 5.33% APR*
2009-2008 Up to 48 months 5.58% APR*
Up to 63 months 5.83% APR*
2007-2006 Up to 48 months 6.08% APR*


*APR = Annual Percentage Rate

Note: All loans are subject to loan approval. All Loan rates are based on our creditworthiness and loan parameters. Your actual interest rate, terms and payment amount will be determined when your loan is processed. All rates are subject to change without notice. Some restrictions may apply.