| Regular Share/Savings Rates |
| Account Type | Rate | Annual Percentage Yield |
| Regular Savings | 0.20% | 0.20% |
| Share Draft / Checking Rates |
| Account Type | Rate | Annual Percentage Yield |
| Checking Account | 0.10% | 0.10% |
| Zoo Crew Kids Membership Shares |
| Account Type | Rate | Annual Percentage Yield |
| Kids Savings Account | 0.30% | 0.30% |
| Teen Bling Membership Shares |
| Account Type | Rate | Annual Percentage Yield |
| Teen Savings Account | 0.30% | 0.30% |
| Money Market Rates |
| Amount | Rate | Annual Percentage Yield |
| $2000.00-$24999.99 | 0.25% | 0.25% |
| $25000.00-$74999.99 | 0.30% | 0.30% |
| $75000.00-$124999.99 | 0.35% | 0.35% |
| $125000.00-$199999.99 | 0.40% | 0.40% |
| $200000.00 and over | 0.45% | 0.45% |
Annual Percentage Yield- since interest is compounded monthly, the annual percentage yield is interest paid on interest. The interest must remain in the account through the last day of the month to earn the disclosed annual percentage yield.
Interest Rates are subject to change at any time.
| Holiday Savings Rates |
| Account Type | Rate | Annual Percentage Yield |
| Holiday Savings | 0.30% | 0.30% |
Annual Percentage Yield- since interest is compounded monthly, the annual percentage yield is interest paid on interest. The interest must remain in the account through the last day of the month to earn the disclosed annual percentage yield.
Interest Rates are subject to change at any time.
Early withdrawal Penalty: Any withdrawal of funds prior to the end of the term will result in a loss of all earnings.
| CD and IRA CDs | ||
| Term | Rate | Annual Percentage Yield |
| *6 Months | 0.40% | 0.40% |
| 12 Months | 0.65% | 0.65% |
| 24 Months | 0.95% | 0.95% |
| 36 Months | 1.40% | 1.41% |
| 48 Months | 1.60% | 1.61% |
*6 month certificates are not available under the IRAs.
| Jumbo CDs |
| Account Type | Rate | Annual Percentage Yield |
| **6 Months | Please, call | Please, call for APY |
| **12 Months | Please, call | Please, call for APY |
Annual Percentage Yield- since interest is compounded monthly, the annual percentage yield is interest paid on interest. The interest must remain on the certificate to the end of the term to earn the disclosed annual percentage yield.
Interest Rates are subject to change at any time.
Early Withdrawal Penalty
** Jumbo certificates are not available under the IRAs.
| IRA Rates |
| Account Type | Rate | Annual Percentage Yield |
| Individual Retirement Account | 0.95% | 0.95% |
Ask for details and restrictions.
