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A certificate secured loan is a handy loan product offered by PECU. As with any secured loan, you provide collateral, or something of financial value, to guarantee repayment of the loan. In this case, your certificate of deposit (CD) is your collateral. Secured loans come in many forms, as do certificate loans.  This is a low-cost option for many borrowers.  If you need money, this is a better loan option than paying the early withdrawal penalty to cash out your CD before maturity. It may also be a way to improve your credit rating. 

Click here to apply for a certificate secured loan today.