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A Line of Credit is an arrangement between PECU and you that establishes a maximum pre-determined loan balance available to you from PECU.  As the borrower, you can draw down on the line of credit at any time, as long as you do not exceed the maximum set forth in the agreement.  The advantage of a line of credit over a regular loan is that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time as it is needed.     

Click here to apply for a Line of Credit.