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Regular Share/Savings Rates
Account Type Rate Annual Percentage Yield
Regular Savings 0.15% 0.15%
Paid Quarterly

Share Draft / Checking Rates
Account Type Rate Annual Percentage Yield
Checking Account 0.10% 0.10%

Zoo Crew Kids Membership Shares
Account Type Rate Annual Percentage Yield
Kids Savings Account 0.25% 0.25%
   
Teen Bling Membership Shares
Account Type Rate Annual Percentage Yield
Club Bling Membership 0.25% 0.25%


Money Market Rates
Amount Rate Annual Percentage Yield
$2000.00-$24999.99 0.15% 0.15%
$25000.00-$74999.99 0.20% 0.20%
$75000.00-$124999.99 0.20% 0.20%
$125000.00-$199999.99 0.25% 0.25%
$200000.00 and over 0.30% 0.30%
Minimum Balance - $2,000.00
Annual Percentage Yield- since interest is compounded monthly, the annual percentage yield is interest paid on interest. The interest must remain in the account through the last day of the month to earn the disclosed annual percentage yield.
Interest Rates are subject to change at any time.


Holiday Savings Rates
Account Type Rate Annual Percentage Yield
Holiday Savings 0.25% 0.25%
Minimum Balance - $5.00
Annual Percentage Yield- since interest is compounded monthly, the annual percentage yield is interest paid on interest. The interest must remain in the account through the last day of the month to earn the disclosed annual percentage yield.
Interest Rates are subject to change at any time.
Early withdrawal Penalty: Any withdrawal of funds prior to the end of the term will result in a loss of all earnings.



CD and IRA CDs
Term Rate Annual Percentage Yield
*6 Months 0.30% 0.30%
12 Months 0.55% 0.55%
24 Months 0.75% 0.75%
36 Months 0.95% 0.95%
48 Months 1.15% 1.15%
Minimum Balance - $1000.00
*6 month certificates are not available under the IRAs.

Jumbo CDs
Account Type Rate Annual Percentage Yield
**6 Months Please, call Please, call for APY
**12 Months Please, call Please, call for APY
Minimum Balance - $90,000.00
Annual Percentage Yield- since interest is compounded monthly, the annual percentage yield is interest paid on interest. The interest must remain on the certificate to the end of the term to earn the disclosed annual percentage yield.
Interest Rates are subject to change at any time.
Early Withdrawal Penalty
** Jumbo certificates are not available under the IRAs.


IRA Rates
Account Type Rate Annual Percentage Yield
Individual Retirement Account 0.35% 0.35%
Interest Rates are subject to change at any time.
Ask for details and restrictions.