Auto Refinance

Like your car or truck, but hate the rate?

Now, you can reduce your monthly auto payment, take 90 days off from payments, and pocket up to $300 when you refinance your non-PECU auto loan at PECU. PECU handles everything and pays all title transfer fees. If you like what you see, simply click the button below to apply for a used auto loan.


  • Up to $300 Cash Incentive for refinancing your Auto Loan with PECU
  • No Payments for the first 90 days
  • Lower Monthly Payments
  • GAP Insurance available
  • Apply online
Loan Amount Incentive
$10,000 – $19,999 $100
$20,000 – $29,999 $150
$30,000 – $39,999 $200
$40,000 – $49,999 $250
$50,000 + $300
Apply Now Loan Rates

All loans subject to credit approval. $10,000 minimum loan amount. Auto & trucks model year 2016 or newer are eligible. Up to $300 deposited in share account. Rates, terms and conditions subject to change without notice. Standard underwriting guidelines apply. Vehicles currently financed at PECU are not eligible.