Notice: We will be closed Thursday, Nov 23rd and Friday, Nov 24th for Thanksgiving.

Auto Refinance

Like your car or truck, but hate the rate?

Now, you can reduce your monthly auto payment, take 90 days off from payments, and pocket up to $300 when you refinance your non-PECU auto loan at PECU. PECU handles everything and pays all title transfer fees. If you like what you see, simply click the button below to apply for a used auto loan.


  • Up to $300 Cash Incentive for refinancing your Auto Loan with PECU
  • No Payments for the first 90 days
  • Lower Monthly Payments
  • GAP Insurance available
  • Apply online
Loan Amount Incentive
$10,000 – $19,999 $100
$20,000 – $29,999 $200
$30,000 – $39,999 $250
$40,000 + $300
Apply Now Loan Rates

All loans subject to credit approval. $10,000 minimum loan amount. Auto & trucks model year 2012 and newer are eligible. Up to $300 deposited in share account. Rates, terms and conditions subject to change without notice. Standard underwriting guidelines apply. Vehicles currently financed at PECU are not eligible.