PECU puts you first.
At PECU, we believe in straightforward banking. Our Service Pricing Schedule provides all the details on fees, rates, and services. For questions regarding the Service Pricing Schedule, feel free to contact us!
Rates Effective: 04/24/2026
FREE SERVICES
| ACH Loan Payment Through Website | FREE |
| Android Mobile App | FREE |
| Apple Mobile App | FREE |
| ATM Card Set-Up | FREE |
| ATM Transactions @ PECU Offices | FREE |
| Closing Costs on Home Equity Loans $100, 000 or Less | FREE |
| Credit Card Annual Fee | FREE |
| Credit Card Balance Transfer Fee | FREE |
| Credit Card Cash Advance Fee | FREE |
| Credit Card Grace Period | FREE |
| Credit Card Purchase Protection | FREE |
| Credit Card Zero Liability | FREE |
| Direct Deposit | FREE |
| e-Alerts | FREE |
| e-Bill Pay | FREE |
| e-Branch | FREE |
| e-Decision (Online Loans) | FREE |
| e-Deposit | FREE |
| e-Statements | FREE |
| Incoming Wire | FREE |
| Internet e-Branch Account History Printouts | FREE |
| Internet e-Branch Balance Inquiries | FREE |
| Internet e-Branch Check Copies | FREE |
| Internet e-Branch Transfers | FREE |
| IRA Setup | FREE |
| MasterCard Check Card Setup | FREE |
| Membership Fee - Kids Accounts | FREE |
| Membership Fee - Teen Accounts | FREE |
| Non-Business Coin Counting | FREE |
| Notary Services | FREE |
| Online Loan Application | FREE |
| Service Center Access | FREE |
| Shared Branch Transactions | FREE |
| Signature Guarantee | FREE |
| Telephone Banking (PhoneStep) | FREE |
| Telephone Banking Balance Inquiries | FREE |
| Telephone Banking Transfers | FREE |
| Two Check Copies Per Statement | FREE |
| Unlimited Check Writing | FREE |
MISCELLANEOUS SERVICES
| Account Research/Reconciliation ($10 min) | $20/hr |
| Business Loose Coin Count $100+ | $4.95 |
| Cashier’s Check-Member | $3.00 |
| Cashier’s or Teller Check-Non Member | $10.00 |
| Collection Item-Incoming | $10.00 |
| Credit Card, Debit Card & ATM Sales Copy | $15.00 |
| Subordination Agreement Execution | $100.00 |
| Legal Action (Garnishment, Levy, Etc.) | $50.00 |
| Money Order | $1.50 |
| Teller's Check | $3.00 |
| Wire-Outgoing Domestic | $15.00 |
| Wire-Outgoing International | $50.00 |
ACCOUNT SERVICES
| Account History/Statement Copy | $3.00 |
| Cash Orders (Per $10, 000) | 0.10% |
| Check Copy(In Excess of 2 Per Month) | $2.00 |
| Classic Checking Minimum Balance Fee | $5.00 |
| PECU Loan Payment Initiated By Phone | $15.00 |
| Early Closure (Within 6 Months of Opening) | $5.00 |
| New Member Fee (One-Time) | $5.00 |
| Non-Sufficient Funds (NSF) | $35.00 |
| Overdraft Privilege (Courtesy Pay) | $35.00 |
| Overdraft Transfer Fee | $5.00 |
| Returned Deposited Item - Member | $35.00 |
| Returned Deposited Item - Non Member | $10.00 |
| Returned Statement Bad Address | $5.00 |
| Skip-A-Payment Fee | $25.00 |
| Stop Payment - ACH/Check | $35.00 |
| Stop Payment - Cashier’s Check* | $35.00 |
| Stop Payment - Teller Check | $35.00 |
| Stop Payment - Money Order* | $35.00 |
| Sure Lock / With ATX Flex Rewards | $4.95 / $2.95 |
| Temporary Checks (12) | $3.00 |
| Verification of Deposit | $5.00 |
*Payment can not be stopped until 90 days after issuance.
CARD SERVICES
| Additional Card Per Account | $3.00 |
| ATM Transaction At Non-Alliance ATM | $1.50 |
| Currency Conversion Fee | 1.00% |
| Damaged / Lost Card Replacement | $5.00 |
| Gift Card Purchase Fee | $2.95 |
| Reload Fee At PECU | $3.95 |
| Reloadable Card Purchase Fee | $7.95 |
SAFE DEPOSIT BOX RENTALS
| SB 3” x 5” | $25.00 |
| SB 3” x 10” | $45.00 |
| SB 5” x 10” | $70.00 |
| SB 10” x 10” | $100.00 |
| SB Lost Key | $50.00 |
| SB Drilling | $300.00 |