PECU puts you first.
At PECU, we believe in straightforward banking. Our Service Pricing Schedule provides all the details on fees, rates, and services. For questions regarding the Service Pricing Schedule, feel free to contact us!
Rates Effective: 08/30/2023
FREE SERVICES
| ACH Loan Payment Through Website | FREE |
| Android Mobile App | FREE |
| Apple Mobile App | FREE |
| ATM Card – Setup | FREE |
| ATM Transactions @ PECU & 300 + Austin Alliance ATMs | FREE |
| Closing Costs on Home Equity Loans $100, 000 or Less | FREE |
| Credit Card Annual Fee | FREE |
| Credit Card Balance Transfer Fee | FREE |
| Credit Card Cash Advance Fee | FREE |
| Credit Card Grace Period | FREE |
| Credit Card Purchase Protection | FREE |
| Credit Card Zero Liability | FREE |
| Direct Deposit | FREE |
| e – Alerts | FREE |
| e -Bill Pay | FREE |
| e – Branch(Internet Transactions–formerly MemberConnect) | FREE |
| e – Decision(Online Loans) | FREE |
| e – Deposit | FREE |
| e – Statements | FREE |
| Incoming Wire | FREE |
| Internet e – Branch Account History Printouts | FREE |
| Internet e – Branch Balance Inquiries | FREE |
| Internet e – Branch Check Copies | FREE |
| Internet e – Branch Transfers | FREE |
| IRA Setup | FREE |
| MasterCard Check Card – Setup | FREE |
| Membership Fee For Kids Accounts | FREE |
| Membership Fee For Teen Accounts | FREE |
| Non – Business Coin Counting | FREE |
| Notary Services | FREE |
| Online Loan Application | FREE |
| PECU Checking | FREE |
| Quick Decision Online Loan Application | FREE |
| Service Center Access | FREE |
| Shared Branch Transactions at 5, 000 + Global CU Service Centers | FREE |
| Signature Guarantee | FREE |
| Telephone Banking(PhoneStep) | FREE |
| Telephone Banking Balance Inquiries | FREE |
| Telephone Banking Transfers | FREE |
| Two Check Copies Per Statement | FREE |
| Unlimited Check Writing | FREE |
MISCELLANEOUS SERVICES
| Account Research/Reconciliation ($10 minimum) | $20/hr |
| Business Loose Coin Count $100+ | 1.00% |
| Cashier’s Check-Member | $3.00 |
| Cashier’s or Teller Check-Non Member | $10.00 |
| Collection Item-Incoming | $10.00 |
| Credit Card, Debit Card & ATM Sales Draft Copy | $15.00 |
| Legal Action (Garnishment, Levy, Etc.) | $50.00 |
| Money Order | $1.50 |
| Tellers Check | $3.00 |
| Wire-Outgoing Domestic | $15.00 |
| Wire-Outgoing International | $50.00 |
ACCOUNT SERVICES
| Account History / Statement Copy | $3.00 |
| Cash Orders(Orders of $10, 000) | 0.1% |
| Check Copy(In Excess of 2 Per Month) | $2.00 |
| Classic Checking Minimum Balance Fee, if $300 minimum balance not maintained | $5.00 |
| Credit Card or ACH PECU Loan Payment Initiated By Phone | $15.00 |
| Early Closure(Within 6 Months of Opening) | $10.00 |
| New Member Fee(One – Time Fee) | $5.00 |
| Non – Sufficient Funds(NSF) | $35.00 |
| Overdraft Privilege(Courtesy Pay) | $35.00 |
| Overdraft Transfer from Savings | $5.00 |
| Returned Deposited Item – Member | $35.00 |
| Returned Deposited Item – Non Member | $10.00 |
| Returned Statement Bad Address | $5.00 |
| Skip – A – Payment Fee | $25.00 |
| Stop Payment – ACH/Check | $35.00 |
| Stop Payment – Cashier’s Check* | $35.00 |
| Stop Payment – Teller Check | $35.00 |
| Stop Payment – Money Order* | $35.00 |
| Temporary Checks(12) | $3.00 |
| Verification of Deposit | $5.00 |
*Payment can not be stopped until 90 days after issuance.
CARD SERVICES
| ATM Transaction At Non – Alliance ATM | $1.50 |
| Currency Conversion Fee | 1.00% |
| Damaged / Lost Card Replacement | $5.00 |
| Gift Card Purchase Fee | $2.95 |
| Reload Fee At PECU | $3.95 |
| Reloadable Card Purchase Fee | $7.95 |
SAFE DEPOSIT BOX RENTALS
| SB 3” x 5” | $15.00 |
| SB 3” x 10” | $30.00 |
| SB 5” x 10” | $45.00 |
| SB 10” x 10” | $70.00 |
| SB Drilling | $125.00 |