Excess Share Insurance (ESI) 

At PECU, we offer ESI to give you extra peace of mind. With this coverage, feel confident knowing your deposits are backed by a trusted safety net. 

PECU is very proud of our financial strength and stability. Each member’s deposits are federally insured up to $250,000. In addition, and at no cost to members, PECU purchases another $250,000 per member of supplemental deposit insurance through ESI (Excess Share Insurance Corporation). This means all PECU members have $500,000 of their deposits insured.