Notice: We will be closed Thursday, Nov 23rd and Friday, Nov 24th for Thanksgiving.

Home Equity Loan

Terms up to 20 years

Up to 80% of LTV

No closing costs*

No application fee

You spent time and money building up the equity in your home.  Now, there’s a way you can put it to good use with a Home Equity Loan from PECU.  Up to 80% of the value of your home may be available.

You can use a Home Equity Loan to: pay off bills, zero out those high interest rate credit cards, take your dream vacation, fund a college education, tackle medical expenses, or buy that car or boat you have been dreaming about.

No matter what you decide to do with the cash from your Home Equity Loan, you can enjoy these great features when you borrow from PECU:

  • Low Fixed Rate
  • No Application Fee
  • No Annual Fee
  • No Hidden Costs
  • No Processing Fee
  • No Pre-payment Fee
  • Interest Paid May Be Tax Deductible (consult your tax advisor)
  • One set monthly payment to fit your budget

Save money by applying for a PECU Home Equity Loan.  *There’s no standard closing cost on loans less than $100,000.

50+ WAYS TO USE A HOME EQUITY LOAN
  • Dream Vacation
  • Wedding
  • Honeymoon
  • New Car
  • Boat/RV/Motorcycle
  • Cruise
  • College Education
  • Pay Off Bills
  • Eliminate Credit Card Debt
  • Home Improvements
  • Home Repairs
  • Medical Expenses
  • High-Power Computer
  • Cattle
  • New Furniture
  • Lake House
  • Start A Business
  • Fantasy Camps
  • Disney
  • Las Vegas
  • Birthday Blowout
  • Quinceanera
  • Bar Mitzvah
  • Bat Mitzvah
  • Fishing Expedition
  • Build Deck On House
  • Get Energy Efficient
  • Political Campaign
  • Super Bowl
  • March Madness
  • NBA Finals
  • BCS Championship
  • World Series
  • Piano/Music Instruments
  • Concert Getaway
  • Class Reunion
  • Airplane
  • Branson
  • Giant TV
  • Sprinkler System
  • Antiques
  • Engagement Ring
  • Video Equipment
  • Build Greenhouse
  • Jet Ski
  • Perfect Wardrobe
  • Cosmetic Surgery
  • Home Theater
  • Backyard Pool
  • Jewelry

Click Apply Now to apply online, or call us at 512-474-1955.  Outside of Central Texas, you can reach us toll free at 1-800-772-1955.  PECU Home Equity Loans are a proud part of PECU’s pledge, “Whatever you want to do, PECU can help you!”

Apply Now Brochure

* Standard closing costs include:  title search, flood determination, credit report and filing fees.  Additional costs such as appraisals, surveys, title policies and title company closing cost are the responsibility of the member.  An estimate of all closing costs will be provided.  Additional information may be required. All loans are subject to standard credit guidelines.