PECU | Loan Rates

Rates Effective: 01/01/2021

New and Used Autos

Year	Max Term	As Low As
2020-2021	Up to 36 Months	2.49 APR*
	Up to 48 Months	2.59 APR*
	Up to 60 Months	2.79 APR*
	Up to 66 Months	2.89 APR*
	Up to 72 Months	3.09 APR*
	Up to 78 Months	3.29 APR*
	Up to 84 Months	3.99 APR*
2019
	Up to 66 Months	2.89 APR*
	Up to 72 Months	3.09 APR*
	Up to 75 Months	3.19 APR*
2017-2018	Up to 66 Months	2.89 APR*
2017-2018	Up to 72 Months	3.09 APR*
2016	Up to 60 Months	2.79 APR*
2016	Up to 66 Months	2.89 APR*
2014-2015	Up to 54 Months	2.69 APR*
2014-2015	Up to 60 Months	2.79 APR*

Signature Loans

Term	As Low As
24 months	9.49% APR*
36 months	9.99% APR*
48 months	10.24% APR*
60 months	10.49% APR*

Ready Credit Loan

Maximum Amount	Annual Percentage Rate (APR)
$500.00 to $5000.00	11.50% APR*

Share Secured Loan and Share Certificate Secured Loan

Loan Type	Annual Percentage Rate (APR)
Share Secured Loan	4.75% APR*
Share Certificate Secured Loan	2.50% greater than Share Certificate Rate

Credit Cards

Card Type	Annual Percentage Rate (APR)	Annual Fee
Platinum MasterCard	7.99% APR*	$0
Gold MasterCard	9.99% APR*	$0
Regular MasterCard	11.50% APR*	$0
Share Secured MasterCard	12.00% APR*	$0

Recreational Vehicles

Maximum Term	As Low As
Up to 48 months	5.49 APR*
Up to 60 months	5.74 APR*
Up to 84 months	5.99 APR*
Up to 120 months	6.49 APR*
Up to 180 months	7.49 APR*

Mortgage Loans

Click Here for Mortgage Rates

Home Equity Loans

Equal Housing Lender

Maximum Term	As Low As
Up to 5 years	3.29 APR*
Up to 10 years	3.49 APR*
Up to 15 years	3.69 APR*
Up to 20 years	3.86 APR*

Motorcycle and Scooter Loans

Year	Max Term	As Low As
2019-2020	Up to 66 months	5.25% APR*
	Up to 72 months	5.75% APR*
2017-2018	Up to 66 months	6.25% APR*
	Up to 72 months	6.75% APR*
2015-2016	Up to 48 months	7.25% APR*
	Up to 63 months	7.25% APR*
2013-2014	Up to 48 months	7.25% APR*

*APR = Annual Percentage Rate

Note: All loans are subject to loan approval. All Loan rates are based on our creditworthiness and loan parameters. Your actual interest rate, terms and payment amount will be determined when your loan is processed. All rates are subject to change without notice. Some restrictions may apply.