Notice: We will be closed Thursday, Nov 23rd and Friday, Nov 24th for Thanksgiving.

Line of Credit

A Line of Credit is an arrangement between PECU and you that establishes a maximum predetermined loan balance available to you from PECU.  As the borrower, you can draw down on the line of credit at any time, as long as you do not exceed the maximum set forth in the agreement.  The advantage of a line of credit over a regular loan is that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time as it is needed.

Features include:

  • Credit limits up to $5,000
  • Fixed rate
  • Revolving line of credit

All PECU Loan Account holders have access to:

  • Wide variety of rates and terms to meet your financial needs
  • Convenient services including online applications
  • Free Online Banking with e-Bill Pay and e-Alerts
  • Free Mobile Banking with e-Deposit
Apply Now Loan Rates