Now, with your good credit, you can get a rate as low as 1.89% APR on a new or used PECU automobile loan! What’s more, you can do everything online right now. Click below to apply for a new auto loan or used auto loan. It’s free to apply, and with your good credit, you’ll get a quick decision (usually less than 60 seconds) after you complete the easy application. Once you are approved, you can receive, complete, and return the remaining paperwork online. Of course, we are always here to help you if you prefer applying in person at any PECU lobby branch.